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TERMS AND CONDITIONS

WEBSITE TERMS OF USE

By accessing or using the https://intel-academy.com/ website (the «site»), you acknowledge and agree to the disclaimers and terms and conditions («terms») set forth below. Please ensure that you (referred to as the «user», «you» or «your» in these Terms and Conditions) read these Terms and Conditions with care. If you do not agree to these Terms and Conditions, you should not use the site. These Terms apply to your use of the site, which is operated and owned by Service Active Sp.z.o.o. registered at UL. HOŻA 86 /210, WARSZAWA 00-682, POLAND and operated at Złota 44, Warsaw, Poland («Intel Academy», «we», and/or «us»).

You must be 18 years of age to become a member of the Intel Academy service. The member who created the Intel Academy account and whose Payment Method is charged is referred to here as the «Account Owner» or a «Member» having a «Membership».

Intel Academy reserves the right, in our sole discretion, to change, modify, add or remove portions of these Terms and Conditions at any time by posting the revisions on the site. You should check these Terms periodically for changes as by using the site after we post any changes to these Terms, you are agreeing to accept those changes, whether or not you have reviewed them, and you waive any right you may have to receive individualised notice of such changes.

By using the site, whether as a guest or a registered user, you agree to be legally bound by these Terms just as if you had signed this agreement. These Terms may be supplemented by additional terms and conditions pertaining to specific content and activities. You agree and understand that such additional terms and conditions are hereby incorporated by reference to these Terms. You are responsible for making all arrangements necessary for you to have access to the site. You are also responsible for ensuring that all persons who access the site through your Internet connection are aware of these Terms, and that they comply with them. From time to time, access to some parts of the site, or the entire site, may be restricted to registered users and further terms and conditions shall apply to such registered users, which the user will be asked to accept within the relevant pages.

From time to time Intel Academy and any of its officers and employees many, to the extent permitted by law, have a position or interest in the instruments – or derivative of instruments – covered directly or indirectly by our reports.

NO INVESTMENT RECOMMENDATIONS OR ADVICE; RELIANCE ON INFORMATION

Our website is a financial education, data portal, and content aggregator. Intel Academy is not a broker/dealer, we are not an investment advisor, we have no access to non-public information about publicly traded companies, and this is not a place for the giving or receiving of financial advice, advice concerning investment decisions or tax or legal advice. The services and the information available on or through this site are only for your general information and use and are not intended to address your particular requirements.

In particular, the investment information, content, education, strategies, alerts, and materials on this site (the «investment information») is in the nature of general investment research and data and is for general informational purposes only. The investment information is not personalised for you or any other recipient, does not constitute any form of advice or recommendation or investment advice by us or other users and is not and should not be considered to be an individualised investment recommendation. Such information is not intended to be relied upon by you in making (or refraining to make) any specific investment or other decisions.

Appropriate expert independent advice should be obtained before making any such decision. You bear all risks from any use or results of using any services and/or information on this site. Intel Academy is an education and research platform for retail traders and investors that specialises in education and producing statistical observations on key financial instruments. These instruments include but are not limited to shares, rolling spot foreign exchange contracts, commodity futures, contract for differences, spread bets, futures and government and public securities.

We will not arrange any transactions on your behalf. The Investment Information on the site is provided «AS IS» without warranty of any kind. To the maximum extent permitted by applicable law Intel Academy is not responsible or liable in any manner for, and makes no representations or warranties of any kind regarding the accuracy, completeness, quality, reliability or usefulness of any investment information or the results obtained from any investment information.

The type of strategies mentioned on the site may not be suitable for everyone, and you alone are solely responsible for determining whether any investment, strategy or any other product or service is appropriate or suitable for you, based on your investment objectives and personal and financial situation. You should consult an independent financial advisor, attorney or tax professional regarding your specific investment, legal or tax situation.

We may offer valuation tools; these are solely for information and educational purposes so that users can easily run their own valuations. The pre-defined values are simply a starting point based on global assumptions that we have applied across the entire market – you should amend the values as you see fit and not regard them as a substitute for your own judgment. Any resulting valuation outputs are necessarily generic and are not endorsed for a given stock by Intel Academy.

INVESTMENT WARNINGS

We would like to draw your attention to the following important investment warnings.

a) The value of shares and investments and the income derived from them can go down as well as up;
b) When speculating on derivatives losses can exceed deposits;
c) Investors may not get back the amount they invested and furthermore losses can exceed deposits – substantial losses greater than your capital are a real risk;
d) Past performance is not a guide to future performance;
e) Some instruments, such as derivatives, may be disproportionately impacted by changes in the underlying instruments on which they are based, and as such are particularly high risk investments;
f) For some of the instruments covered in our research price discovery and liquidity may, from time to time, be impacted by market conditions, making it hard to deal in those instruments or ascertain their correct market value.

MEMBERSHIP

Intel Academy offers access to its educational content on a tiered Membership basis («Membership»). You may receive access to each level by purchasing a package. Each package affords you access to the relevant courses as defined in the Packages list.

In order to become a Member of the site you must have internet access and provide us with certain personal details including a current, valid, accepted method of payment on entry to the site (as such may be updated from time to time «Payment Method») to use the Intel Academy service. We will bill the fee to your Payment Method upfront. We reserve the right to modify, terminate or otherwise amend our offered Membership plans.

Membership level access would remain available for streaming for one year after the date of purchase of that level.

BILLING

By starting your Membership, you authorise us to charge you the Membership Fee that is set out in the Packages (249 EUR Beginner’s, 999 EUR Intermediate, 1499 EUR Trader, 2499 EUR Elite) list of our website. The Membership will be charged upfront before access to the applicable content is made available. The name “Intel-Academy” or “Intel-Academy +48573581067” will appear on your bank statement after the purchase.

CANCELLATION

All Membership Fees are fully earned upon payment and are non-refundable except during the first 30 days since the beginning of the Membership under the condition that you have viewed no more than 50% of the lessons made available to you in the Trading Essentials, Technical Trading and Strategic Trading courses.

You can request a refund by emailing us at office@intel-academy.com stating your wish to receive a refund and your full name. We will carry out the reimbursement using the same means of payment as you used for the initial transaction.

Once we receive your cancellation request, you will cease to have access to the site immediately.

PASSWORDS AND ACCOUNT ACCESS

The member who created the account and whose Payment Method is charged is referred to here as the Account Owner. The Account Owner has access and control over the Intel Academy account. The Account Owner’s control is exercised through the use of the Account Owner’s password and therefore to maintain exclusive control, the Account Owner should not reveal the password to anyone.

In addition, if the Account Owner wishes to prohibit others from altering the Account Owner’s control, the Account Owner should not reveal the Payment Method details (e.g., last four digits of their credit or debit card) associated with their account. You are responsible for updating and maintaining the truth and accuracy of the information you provide to us relating to your account.

Accounts are provided on an individual basis, you are expressly forbidden from giving another person or entity access. You should be mindful of any communication requesting that you submit credit card or other account information. Providing your information in response to these types of communications can result in identity theft. Always access your sensitive account information by going directly to the Intel Academy website and not through a hyperlink in an email or any other electronic communication, even if it looks official. Intel Academy reserves the right to place any account on hold anytime with or without notification to the member in order to protect itself and its partners from what it believes to be fraudulent activity. Intel Academy is not obligated to credit or discount a Membership for holds placed on the account by either a representative of Intel Academy or by the automated processes of Intel Academy.

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